Specialty coverage — construction & trades
Insurance for Contractors and Trades Businesses
Contractors and trades businesses face risks that look different from a standard office or retail operation. From jobsite liability to tools, equipment, work vehicles, crews, and contracts, your insurance should reflect the way your business actually works.
Who This Is For
Built for People Who Build Things
If your work happens on a jobsite, in the field, or on the road, this coverage conversation is for you.
- General Contractors
- Subcontractors
- HVAC Contractors
- Electricians
- Plumbers
- Painters
- Roofers
- Carpenters
- Landscapers
- Other Trade Professionals
Coverage Considerations
Coverage Built Around Real Jobsite Risks
Jobsite Liability
Accidents, property damage, and third-party claims can create serious issues for contractors.
Tools and Equipment
Tools and equipment are essential to the work and should be part of the coverage conversation.
Work Vehicles
Many contractors depend on trucks, vans, trailers, or other vehicles to keep jobs moving.
Employees and Crews
As a business grows, employee-related exposures and workers’ compensation needs may change.
Contracts and Requirements
Some clients, vendors, or job contracts may require specific insurance limits or documentation.